Insurance Benefits
Health and Dental Insurance is available to all eligible full-time employees. Coverage begins after 90 days of full-time status. The employee is responsible for 25% of the individual premium. If an employee elects to cover eligible dependents (spouse and/or children), they will be required to pay all (100%) of the additional premium. Such coverage will be dependent upon the rules and regulations of the insuring companies.
CHARLEE currently offers the following health and dental insurance plans:
Blue Cross Blue Shield: HMO or PPO
Guardian Dental Plan: DMO or PPO
Employees meeting the eligibility requirements for insurance benefits will receive Life and Dismemberment Benefits, up to $25,000. This benefit is entirely (100%) employer-paid.
Additional Optional Life Insurance is also available to all eligible full-time employees. This benefit is entirely (100%) employee-paid. This term life coverage ranges from $25,000 to $100,000.
Vacation, Sick Leave, & Holidays
All full-time eligible employees will accrue Vacation Leave at a rate of four (4) hours per bi-weekly pay period immediately upon being hired. Vacation hours will accrue at a higher rate depending on the employee’s length of continued employment, with the first increase coming after three (3) years of employment.
All full-time eligible employees will accrue Medical (Sick) Leave at a rate of four (4) hours per bi-weekly pay period immediately upon being hired, or immediately following promotion to full-time status. Medical leave due to serious injury, extended illness or pregnancy may be granted without pay in accordance with the Family and Medical Leave Act.
All full-time CHARLEE employees receive nine paid holidays each year.
Tax-Deferred Annuity (TDA)
All employees are eligible to participate in an employee-paid Tax-Deferred Annuity. The TDA allows the employee to defer Federal income taxes and accumulate funds for retirement through convenient payroll deduction. Contributions to the employee’s account may be invested in any one or more of Mutual of America’s variable investment options.
Thrift (“Profit Sharing”) Plan
All employees are enrolled after completion of 1000 hours and/or 1 year of service in our employer-paid thrift plan through Mutual of America. The annual contribution is variable, based on a percentage of the individual employee’s gross annual salary. Contributions to the employee’s account may be invested in any one or more of Mutual of America’s variable investment options. Employees are 50% vested in the plan after 3 years of continuous employment, and 100% vested after 5 years of continuous employment. As with the TDA, early withdrawal penalties do apply as per IRS regulations.
CHARLEE is a drug-free work place
Please note: While CHARLEE of Dade County, Inc. prides itself on maintaining the best possible level of benefits, it reserves the right to add, eliminate or change any benefit at any time.
